ChirpFest organizers get $1 million liability insurance for event

<p>Darius Norwood and Chris Cammack, organizers of ChirpFest, have a budget of $25,000 for the festival. Norwood and Cammack had to get approval from the Muncie Board of Works to take over Dill Street.<em> </em><em>PHOTO PROVIDED BY DARIUS NORWOOD</em></p>

Darius Norwood and Chris Cammack, organizers of ChirpFest, have a budget of $25,000 for the festival. Norwood and Cammack had to get approval from the Muncie Board of Works to take over Dill Street. PHOTO PROVIDED BY DARIUS NORWOOD


In order to host Muncie's first ChirpFest, the organizers had to shut down Dill Street from University Avenue to North Street in the Village. 

Darius Norwood and Chris Cammack, owners and chief promoters of ChirpFest, had to get a million dollars of liability insurance to be able to close the street off for the night of Sept. 19. 

“Just in case something happens, that’s the only expense of taking over Dill Street,” Cammack said. 

ChirpFest is a live electronic dance music festival designed to bridge the gap between Ball State and Muncie, according to the event's website. 

They also had to go to the Muncie Board of Public Works and Safety to get approval to take over Dill Street.

When they got approval after the four-week process, they just needed to pay for a $25 permit to have the event. 

The only other expense they had was for the festival itself, like the DJs, food trucks, and decorations. Their budget is $25,000, which is from Norwood and Cammack's personal companies.

Norwood owns MindOverMatter, a public relations company, and Cammack owns a security company called Secure Life Networks. 

How did Norwood and Cammack come up with the idea for ChirpFest? Read our feature coverage here. 

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